Language Situation 5

You are talking about the means to pay with some friends who speak Mandarin/Putonghua. Some say credit card is better whereas some say cash. What about you? Please discuss the advantages and disadvantages of using credit card and cash.

有一天你和一些说普通话的朋友谈到购物方式。有人说用信用卡好，有人说用现金好。你说呢？请谈谈使用信用卡和使用现金的好处和坏处。